允许公积金直接支付新建商品住房首付款

Group 1 - The core viewpoint of the article is the introduction of measures by Xi'an to promote the stable and healthy development of the real estate market, including allowing the use of housing provident fund for down payments on newly built commercial housing [1] Group 2 - The housing provident fund can be directly used for down payments on newly built commercial housing, with specific conditions and limits for applicants, including the main buyer and their spouse [2] - Citizens can check their available balance for down payment through the "Xi'an Housing Provident Fund Management Center" WeChat official account [3] Group 3 - The process for withdrawing the provident fund for down payments includes submitting necessary documents and signing a specific authorization form starting from June 23 [4] - It is important for both the employee and the real estate company to return any withdrawn provident fund in case of contract cancellation, and penalties will be imposed for fraudulent activities [5] Group 4 - Xi'an has established mutual recognition and lending of housing provident funds with cities in the Guanzhong Plain urban agglomeration and other cities within the province, allowing employees to apply for provident fund loans when purchasing housing in Xi'an [6]