LPR维持不变 企业和居民贷款利率处于低位

Core Viewpoint - The LPR (Loan Prime Rate) remains unchanged, with the 1-year LPR at 3.0% and the 5-year LPR at 3.5%, indicating that loan rates for enterprises and residents are at historically low levels [1] Group 1 - The decision to maintain the LPR at current levels was widely anticipated by market participants [1] - Following the policy rate cut in May, the LPR was adjusted downwards, and the current stability reflects the lack of significant changes in factors affecting LPR pricing [1] - The unchanged policy rate in June suggests that the transmission of previous rate cuts to loan rates is ongoing [1]