Zhong Guo Jin Rong Xin Xi Wang·2025-06-20 07:36Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Ningxia Branch is committed to developing a comprehensive pension financial service system to support the high-quality development of the silver economy in Ningxia, focusing on pension finance, elderly service finance, and pension industry finance [1][2]. Group 1: Financial Services for Elderly Care - ICBC Ningxia Branch actively participates in the construction of the pension insurance system, collaborating with the local human resources department to enhance the efficiency of social security fund collection [2]. - The bank has launched a "social security + finance" integration code, serving over 500,000 elderly individuals and issuing more than 300,000 social security cards, with a continuous increase in financial function activation rates [2]. - The bank provides customized enterprise annuity services to state-owned and private enterprises, maintaining the largest scale in the banking industry for entrusted, account management, and custody services for enterprise annuities [2][3]. Group 2: Service Optimization for Elderly Clients - ICBC Ningxia Branch has developed a comprehensive service system covering the entire process of pension wealth accumulation, investment, and consumption, enhancing the financial service experience for elderly clients [3]. - The bank has introduced an elderly-friendly version of its mobile banking app, featuring large fonts and high contrast for better usability, and has launched services to assist elderly clients in using mobile banking [4]. - The bank has established a "Caring for the Elderly" service brand, creating flagship and benchmark branches equipped with facilities for elderly clients, such as wheelchairs and magnifying glasses [4]. Group 3: Community Engagement and Education - The bank conducts community activities to educate elderly clients about mobile banking services and organizes events to address their needs, benefiting over 100,000 elderly individuals [6]. - ICBC Ningxia Branch collaborates with government and healthcare institutions to create a "Silver Hair Classroom," extending the pension financial service chain [6]. Group 4: Support for the Elderly Economy - The bank has developed the "Silver Hair Industry Cloud" platform to provide one-stop services for pension enterprises, facilitating the digital transformation of the elderly care industry [7]. - ICBC Ningxia Branch has been recognized for its strategic layout and financial innovation capabilities, successfully becoming a regulated bank for pre-collection funds in pension institutions [9].