相比传统跨境汇款 与香港间的跨境支付通有哪些优势？央行回应

Core Viewpoint - The People's Bank of China highlights the advantages of cross-border payment channels with Hong Kong compared to traditional cross-border remittances, emphasizing improved efficiency and reduced costs [1] Group 1: Advantages of Cross-Border Payment Channels - The cross-border payment channel effectively shortens the remittance chain, enhancing the efficiency of cross-border transactions [1] - It allows users to initiate remittances in RMB and HKD through mobile banking and online banking, utilizing mobile numbers and bank accounts [1] - The system supports real-time remittances for certain amounts under the current account, facilitating quicker transactions [1] - Direct integration of payment infrastructure reduces intermediary steps, leading to lower cross-border remittance costs [1]