Core Viewpoint - The Changsha Housing Provident Fund Management Committee has announced adjustments to housing provident fund policies, aimed at easing loan conditions and supporting home purchases for various demographics, particularly young workers and families with multiple children [1] Group 1: Loan Policy Adjustments - The requirement for applicants to have "12 months of continuous normal contributions" has been relaxed to "6 months of continuous normal contributions" [1] - Single employees and those making contributions from other locations are now supported in applying for provident fund loans for their first or second home purchases, including new and second-hand properties [1] Group 2: Rental Support Measures - The frequency of rental withdrawals has been increased from once a year to once a month [1] - A new initiative allows for the direct payment of rent from the provident fund on a monthly basis, aimed at alleviating rental pressure for new employees [1] Group 3: Increased Loan Limits for Families - Families with two or three children purchasing their first or second home, specifically new properties, will see maximum loan limits increased by 20% and 30% respectively [1] - The maximum loan limits for families with two children are set at 960,000 yuan for new homes and 700,000 yuan for second-hand homes, while families with three children will have limits of 1,040,000 yuan and 800,000 yuan respectively [1] - These policy changes will take effect on June 23, 2025 [1]
长沙:支持单身职工买首套或二套房申请公积金贷款
news flash·2025-06-20 10:10