见证历史！重磅来了，就在6月22日！

Core Points - The Cross-Border Payment Link will launch on June 22, 2025, with six banks from both Mainland China and Hong Kong participating as the first batch of banks [1][6] - This initiative marks a significant milestone in the interconnectivity of the financial markets between Mainland China and Hong Kong, aiming to enhance payment efficiency and service levels [2][4] Group 1: Overview of Cross-Border Payment Link - The Cross-Border Payment Link connects the Mainland online payment interbank clearing system with Hong Kong's Fast Payment System, providing real-time cross-border payment services for residents of both regions [1][4] - It supports convenient remittance services in RMB and HKD for various scenarios, including salary payments, tuition fees, and medical expenses [4][5] Group 2: Participating Banks - The first batch of participating banks includes major institutions such as Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, and several banks from Hong Kong like Bank of China (Hong Kong) and HSBC [6][11] Group 3: Benefits and Features - The Cross-Border Payment Link is designed for small-value transactions, allowing residents to make remittances without submitting business background information [5] - It aims to facilitate cross-border economic activities and enhance Hong Kong's competitive advantage as an international financial center [4][5] Group 4: Bank Responses and Services - Banks like Bank of China (Hong Kong) and HSBC are set to offer seamless cross-border payment services with no transaction fees, enhancing customer experience [11][12] - The service will allow real-time transactions, significantly improving the speed and efficiency of cross-border payments for both individuals and businesses [12][13]