跨境支付通明天上线 哪些人可以直接向香港账户转账？速看

Core Viewpoint - The launch of the Cross-Border Payment System on June 22 aims to facilitate convenient cross-border transactions between residents of mainland China and Hong Kong, enhancing economic integration in the Greater Bay Area [1][4]. Group 1: Features and Advantages - The Cross-Border Payment System allows users to initiate cross-border remittances simply by entering the recipient's phone number or bank account, significantly improving convenience compared to traditional methods [1][3]. - The system enables real-time fund transfers through online and mobile banking, eliminating the lengthy processing times associated with traditional cross-border remittances [3][4]. - By connecting financial infrastructures directly, the system reduces the number of intermediaries involved, thereby lowering transaction costs for users [6][4]. Group 2: Economic Impact - The Cross-Border Payment System is designed to support the increasing economic interactions and personal exchanges between residents of mainland China and Hong Kong, particularly in the context of the Greater Bay Area's development [6][8]. - It provides a secure and convenient payment option for residents engaging in activities such as studying, traveling, and working across borders [6][8]. Group 3: Supported Services - The system supports small-scale remittances without requiring extensive documentation, making it accessible for everyday transactions [8][11]. - It facilitates various services, including tuition payments for studying abroad, salary disbursements, and medical payments, thereby enhancing the financial integration of the two regions [11][13].