住户定期存款余额和占比均创近年新高

Core Insights - The trend of "household deposit regularization" is strengthening, evidenced by the monthly increase in time deposit balances and the record high proportion of time deposits [1] Group 1: Deposit Balances - The balance of household time deposits (including others) has been increasing monthly in the first five months of this year, reaching 113.9 trillion, 116.42 trillion, 118.45 trillion, 118.78 trillion, and 119.34 trillion [1] Group 2: Proportion of Time Deposits - The proportion of household time deposits has shown an upward trend in four out of five months this year, reaching a historical high of 74.29% by the end of May, with only a decline in March [1] - The proportion of household time deposits was 72.83% at the end of May 2024 and 72.54% at the end of 2024 [1]