香港市民“尝鲜”跨境支付通 点赞资金“秒转”

Core Points - The cross-border payment system between mainland China and Hong Kong, known as "Cross-Border Payment Pass," was launched on June 22, allowing for real-time fund transfers between the two regions [1] - The system connects the mainland's online payment interbank clearing system with Hong Kong's Fast Payment System, significantly reducing the cost and time associated with cross-border remittances [1][2] - Users can transfer funds without incurring exchange fees, as the process requires only the input of a mainland bank account number, streamlining the payment process for various services such as tuition fees and insurance premiums [1] Group 1 - The Cross-Border Payment Pass enables "instant transfers" for Hong Kong residents, enhancing their ability to work and live across regions [1] - The system reduces the number of processing steps in cross-border transactions, leading to lower remittance costs [1] - The new payment service supports various financial services, including tuition payments, medical fees, and salary disbursements, making it more convenient for users [1] Group 2 - The initiative is expected to strengthen Hong Kong's position as an international financial center and a hub for offshore RMB business, according to experts [2]