中国首笔跨境支付通业务落地深圳

Core Viewpoint - The launch of the Cross-Border Payment Link on June 22 marks the realization of interconnectivity between the mainland and Hong Kong's rapid payment systems, allowing residents to conduct real-time cross-border remittances [1] Group 1: Cross-Border Payment Link - The Cross-Border Payment Link enables residents to make cross-border remittances by simply entering a phone number or a combination of account name and number in the mobile banking app [1] - Initial participating mainland institutions include major banks such as ICBC, ABC, Bank of China, and others, while Hong Kong institutions include Bank of China (Hong Kong), HSBC, and others, with plans to gradually expand participation [1] Group 2: Economic and Financial Impact - The cross-border payment system is expected to enhance the safety, efficiency, and convenience of payment services for economic activities and personnel exchanges between Shenzhen and Hong Kong [2] - In 2024, the total cross-border receipts and payments between Shenzhen and Hong Kong are projected to reach 617.8 million transactions, amounting to approximately 95.37 billion USD, with real-time settlement available for USD, HKD, and RMB [1] - The initiative supports the integration of the Guangdong-Hong Kong-Macao Greater Bay Area and contributes to the development of Hong Kong as an international financial center [2]