跨境支付通促内地与香港民生经济融合发展

Group 1: Core Insights - The launch of the cross-border payment system enhances convenience for residents in both mainland China and Hong Kong, allowing for easy cross-border remittances through mobile devices [1] - The system significantly reduces payment costs by minimizing intermediaries, with several pilot banks waiving fees during the trial period, fostering a habit of cross-border payments [1] Group 2: Economic Integration - The cross-border payment system facilitates talent exchange and employment by enabling efficient salary payments for employees working across borders [2] - It supports educational and medical cooperation, allowing parents to easily pay tuition and living expenses for students studying abroad, and streamlining medical payments for patients seeking care in different regions [2] Group 3: Financial Market Development - The system promotes the internationalization of the Renminbi by providing a convenient channel for cross-border transactions in both Renminbi and Hong Kong dollars, enhancing the currency's global standing [3] - It strengthens Hong Kong's position as an international financial center, attracting more financial institutions and capital, thereby increasing its competitiveness in the global financial market [3]