加强消费金融从业机构管理 更好维护消费者权益

Group 1 - The core issue highlighted is the need for stronger consumer protection in the financial services sector, particularly regarding unreasonable pricing and hidden fees that inflate loan costs [1][2] - The report from the China Consumers Association indicates that issues such as "violent" debt collection practices are prevalent, causing distress to consumers [1][2] - Regulatory actions have been taken against financial institutions for non-compliance, with a notable case being Beijing Sunshine Consumer Finance fined 1.4 million yuan for improper loan pricing practices [2] Group 2 - The relationship and management between consumer finance companies and their partner institutions are critical, as many companies rely on third-party platforms for customer acquisition [3] - Recent regulations require financial institutions to implement a list management system for their partner institutions, with some companies beginning to disclose their partner lists [3] - The ongoing regulatory scrutiny in the consumer finance sector is expected to persist, emphasizing the importance of compliance for long-term survival in a competitive market [4]