山西泽州农商银行全力护航“三夏”生产

Core Viewpoint - Shanxi Zezhou Rural Commercial Bank is actively supporting the summer grain harvest by providing timely financial services to meet the funding needs of farmers during the busy agricultural season [1][3]. Group 1: Financial Support Initiatives - The bank has implemented a "green channel" for credit applications, prioritizing loan approvals and disbursements to ensure that funds are available ahead of the agricultural timeline [3]. - In 2023, the bank has disbursed a total of 2.683 billion yuan in agricultural loans, significantly aiding the summer grain harvest and ensuring food security for the year [3]. Group 2: Case Study of a Farmer - Wang Zhiping, a large-scale wheat farmer, expanded his planting area to over 2,000 acres this year and faced funding shortages for labor and machinery costs, as well as for purchasing and storing wheat [2]. - The bank responded to Wang's financial needs by providing a specialized loan product, "Zenong Loan," amounting to 2 million yuan, which alleviated his immediate funding pressure [2]. Group 3: Operational Strategies - The bank employs a grid-based approach to assess the financial needs of farmers, ensuring that services are tailored to the specific requirements of grain producers [3]. - By conducting on-site visits and understanding the production plans of farmers, the bank can accurately match financial products to their needs, thereby enhancing the efficiency of its services [2][3].