江西泰和农商银行三举措助力乡村振兴

Core Viewpoint - Jiangxi Taihe Rural Commercial Bank is committed to supporting rural revitalization by enhancing its inclusive finance mechanisms to meet the financial needs of the local economy and communities, achieving a net increase of 187 million yuan in its loan balance since the beginning of the year [1] Group 1: Promotion of Inclusive Finance Policies - The bank actively implements inclusive finance policies by leveraging its local knowledge and has formed a "Red Vest Service Team" to promote financial policies through various outreach activities [2] - It provides on-site financial service consultations and distributes promotional materials to educate the community about financial knowledge, agricultural policies, and entrepreneurial opportunities [2] Group 2: Innovation in Inclusive Financial Products - To address the challenges faced by farmers in securing guarantees, the bank has introduced various inclusive financial products such as "Social Security Loan," "Youth Innovation Loan," "Individual Business Easy Loan," and "Hometown Talent Loan" with favorable terms [3] - The bank collaborates with government agencies to enhance financing options for new agricultural entities, thereby supporting the development of agricultural enterprises, cooperatives, and family farms [3] Group 3: Optimization of Inclusive Financial Services - The bank has streamlined loan application processes and established a "green channel" for agricultural loans, prioritizing the processing of loans for farmers [4] - It has implemented a fast-track mechanism for loan approvals, ensuring that small loans are processed on the same day, general loans within two days, and large loans within four days, thereby improving customer experience [4] - The bank's customer managers provide door-to-door services to facilitate loan applications and ensure timely disbursement of funds to farmers [4]