数据要素×金融怎样做？央行、证监会最新部署

Core Viewpoint - The "Data Element ×" initiative aims to enhance the integration of data elements into financial services and capital markets, promoting digital transformation and innovation in the financial sector [1][2]. Group 1: Financial Technology Development - The People's Bank of China (PBOC) will formulate a new financial technology development plan and issue policy documents to promote the digital and intelligent transformation of finance through financial technology [2][4]. - The PBOC emphasizes improving financial service levels and risk resistance capabilities, guiding financial institutions to explore best practices in data governance, sharing, application, and protection [3][4]. - A comprehensive implementation of the 2022-2025 financial technology development plan will be promoted, focusing on enhancing financial data management and application [3][4]. Group 2: Data Elements in Capital Markets - The China Securities Regulatory Commission (CSRC) views data elements as a new productive force and is advancing their deep integration and innovative application in capital markets [5][6]. - A joint pilot work plan for "Data Element × Capital Market" was issued, outlining 13 pilot business directions and selecting 11 pilot projects across eight provinces and cities [5][6]. - The CSRC aims to leverage data elements to optimize service processes and improve service quality in the securities and futures industries, addressing financing challenges faced by the real economy [7]. Group 3: Security and Data Management - The PBOC has released data security management measures to ensure the lawful protection of business data and promote its development and utilization [4]. - Guidelines for data capability construction in the financial industry have been implemented, focusing on data sharing, application integration, privacy protection, and quality management [4]. - The PBOC will continue to enhance data management and security measures to ensure the safe application of financial data [4].