央行等六部门：创新适应家庭财富管理需求的金融产品 提高居民财产性收入

Core Viewpoint - The People's Bank of China and six other departments have issued guidelines to support consumption and enhance financial products tailored to family wealth management needs, aiming to increase residents' property income [1] Group 1: Financial Support for Employment and Consumption - The guidelines emphasize supporting employment growth and boosting consumer confidence [1] - Financial services will be strengthened for private and small enterprises, as well as individual businesses that have strong employment absorption capabilities [1] - The implementation of entrepreneurial guarantee loan policies will be deepened, encouraging local adaptations to relax application conditions and simplify approval processes [1] Group 2: Market Mechanisms and Income Enhancement - The guidelines aim to accelerate the market-oriented allocation of labor, capital, knowledge, and technology, as well as improve financing service mechanisms [1] - There is a focus on increasing disposable income for households [1] - Financial products that meet family wealth management needs will be innovated, and regulations on residents' investment and wealth management activities will be standardized to enhance property income [1]