央行等六部门：围绕文化旅游、体育、娱乐、教育培训、居住服务等领域创新融资模式

Core Viewpoint - The People's Bank of China and six other departments have issued guidelines to support the expansion of consumption, focusing on innovative financing models in various service sectors [1] Group 1: Financial Support for Service Consumption - Emphasis on combining consumption promotion with improving people's livelihoods, increasing credit support for key areas of service consumption [1] - Targeted credit investments in wholesale retail, catering, accommodation, domestic services, and elderly care, particularly for small and micro enterprises [1] - Development of personalized and differentiated financial products and services tailored to specific service consumption scenarios [1] Group 2: Innovative Financing Models - Encouragement to innovate financing models in cultural tourism, sports, entertainment, education training, and residential services [1] - Proposals to extend loan terms in line with industry development cycles while ensuring compliance and risk control [1] - Promotion of accounts receivable and intellectual property pledge financing to stimulate the vitality of improved service consumption [1]