恒丰银行精彩亮相2025中国国际金融展

Core Viewpoint - The 2025 China International Financial Expo showcased Hengfeng Bank's achievements and innovations in financial services, emphasizing its commitment to various financial sectors and the integration of technology in driving economic development [1][3][10]. Digital Finance - Hengfeng Bank presented multiple digital loan products and innovations, focusing on a service system tailored for elderly customers, which has earned recognition in Shandong Province [3]. - The bank utilizes big data and AI to enhance financing approval strategies, effectively serving a diverse range of clients, including large enterprises and small businesses [3]. Green Finance - The bank is committed to supporting green, low-carbon, and circular economies, aiming to establish itself as a recognized green financial brand [4]. - Hengfeng Bank has launched innovative products like the first knowledge property-linked "water-saving loan" and a carbon finance solution to prioritize resource allocation to green sectors [4]. Pension Finance - Hengfeng Bank is building a comprehensive pension finance ecosystem, focusing on enhancing its brand competitiveness and establishing a value chain for pension finance [5]. Inclusive Finance - The bank has increased its support for small and micro enterprises, with inclusive loans growing at 13.29% and agricultural loans at 18.60% [6]. - The average interest rate for inclusive loans has decreased by 32 basis points, while loans for small manufacturing and technology enterprises have surged by 53.15% and 56.53%, respectively [6]. Digital Transformation - Hengfeng Bank is advancing its digital transformation by establishing a digital banking innovation lab and enhancing its risk control systems [7]. - The bank aims to integrate data processes with business and technology to improve service quality [7]. Technology Finance - The bank focuses on the financial needs of technology innovation enterprises through various financing methods, including specialized credit products and partnerships with research institutions [8]. - Hengfeng Bank actively supports major national technology projects to facilitate the transformation of technological achievements [8]. Future Outlook - Hengfeng Bank plans to deepen its commitment to the national financial strategy, enhance green finance, improve pension services, and expand inclusive finance [10]. - The bank aims to leverage technology to empower financial services and support high-level technological self-reliance, contributing to China's modernization efforts [10].