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六部门联合发重磅举措促消费!本周五湾区金融消费周刊上线
Nan Fang Du Shi Bao·2025-06-24 12:19

Core Viewpoint - The People's Bank of China and six departments have jointly issued guidelines to support and expand consumption, focusing on enhancing consumer capacity and optimizing the financial environment for consumption [2][4]. Group 1: Key Measures from the Guidelines - The guidelines propose 19 key measures across six areas: enhancing consumer capacity, expanding financial supply for consumption, releasing consumer potential, improving consumption supply efficiency, optimizing the consumption environment, and providing policy support [2]. - Specific measures include increasing support for small and micro enterprises, simplifying loan application processes, and promoting financial products that meet household wealth management needs [4][5]. Group 2: Financial Support for Consumption - The guidelines emphasize the importance of credit support as a primary channel, encouraging innovation in credit products and increasing loan support for eligible consumption sectors [6]. - A special re-loan facility of 500 billion yuan is established to support service consumption and elderly care, allowing financial institutions to apply for re-loans based on the principal of loans issued in key consumption areas [6][7]. Group 3: Development of New Consumption Models - The guidelines advocate for the development of new consumption models, including digital, green, and health consumption, and encourage financial institutions to create products tailored to these new consumption trends [9]. - Financial support will also be directed towards sectors such as wholesale retail, accommodation, and cultural tourism to stimulate service consumption [9][10]. Group 4: Regional Implementation - Guangdong province has actively implemented these guidelines by launching its own action plan to support consumption and stimulate domestic demand, highlighting the province's role as a key economic player [10][11]. - The launch of the "Yue Rong Yue Jing Cai" weekly publication aims to enhance consumer awareness of financial services and investment opportunities in the region [11].