官方回应：退休金无需缴纳个税

Core Viewpoint - The Beijing Taxation Bureau clarified that basic pensions received by retirees are exempt from individual income tax, while personal pensions, which are voluntary and market-driven, have specific tax benefits associated with contributions and withdrawals [1] Group 1: Taxation on Pensions - Basic pensions do not require individual income tax payments upon receipt [1] - Personal pensions have an annual contribution limit of 12,000 yuan and offer tax deductions during the contribution phase [1] - Withdrawals from personal pensions are taxed at a minimum rate of 3% [1]