鲍威尔：总体而言，无需担忧金融稳定性。私人信贷市场值得（金融监管部门）密切留意。美联储在商业地产（CRE）问题上取得不错的进展。小企业面临的信贷条件略微偏紧。

Group 1 - Overall, there is no need to worry about financial stability [1] - The private credit market deserves close attention from financial regulators [1] Group 2 - The Federal Reserve has made good progress on commercial real estate (CRE) issues [2] Group 3 - Small businesses are facing slightly tighter credit conditions [3]