年内支付机构已领50张罚单 有机构被罚没超千万元

Core Viewpoint - The People's Bank of China has issued administrative penalties to four payment institutions, highlighting a trend of increased regulatory scrutiny in the payment industry [1][4]. Group 1: Penalties Issued - Four payment institutions, namely Hu Yuan Yin Tong, Unicom Payment, Xin Lian Payment, and Zhong Fu Payment, have been penalized for various violations [1][2]. - Hu Yuan Yin Tong was fined a total of 24.3142 million yuan for six violations, including improper management of payment interfaces and failure to implement real-name registration [2][3]. - Unicom Payment faced a penalty of approximately 1.649 million yuan for six violations, including failure to ensure the authenticity and traceability of transaction information [2][3]. - Xin Lian Payment was fined 460,000 yuan for not reporting large or suspicious transactions as required [2]. - Zhong Fu Payment received a warning and a fine of 2 million yuan for violating institutional management regulations [3]. Group 2: Regulatory Trends - A total of 50 penalties have been issued to payment institutions in 2025, with seven institutions penalized in June alone [4]. - Major violations include breaches of institutional management regulations and failure to report large or suspicious transactions [4]. - The trend shows a significant increase in the number of penalties and a differentiation in penalty amounts, indicating a normalization of strict regulation in the payment industry [4][5]. - Regulatory focus is shifting towards data compliance, information security, and cross-border payment issues, alongside traditional concerns like anti-money laundering [5].