镇江农商银行“民营信用贷”助企发展

Core Insights - The introduction of the "Private Credit Loan" product by Zhenjiang Rural Commercial Bank aims to address the financing challenges faced by private enterprises, particularly in terms of information asymmetry and credit assessment [1][2] - The first loan of 1 million yuan was successfully issued to Dongshan Footwear Materials Co., Ltd., demonstrating the bank's commitment to supporting local private businesses [1][2] Group 1 - The "Private Credit Loan" is designed for high-quality private enterprises and their owners within the Zhenjiang jurisdiction, offering loans without collateral, with a maximum single loan amount of 5 million yuan, and potential increases up to 50 million yuan for eligible companies [1][2] - Dongshan Footwear Materials Co., Ltd. has been operational since 2015, expanding its business and supporting over 50 local jobs through its partnerships with more than 20 downstream footwear and leather goods manufacturers [1][2] Group 2 - The bank's timely response to the financial needs of Dongshan Footwear Materials Co., Ltd. highlights its proactive approach in providing tailored credit solutions, which alleviates the financial pressure associated with capacity expansion and inventory increase [2] - Zhenjiang Rural Commercial Bank plans to continue promoting the "Private Credit Loan" and other specialized products to enhance credit availability and optimize financing services for the high-quality development of private enterprises in the Zhenjiang region [2]