Lexin(US:LX) 智通财经网·2025-06-25 01:56Core Viewpoint - The stock price of Lexin (LX.US) has increased by 5.05% to $7.49, driven by strong Q1 2025 performance and positive market conditions [1][2][3] Group 1: Stock Performance - Lexin's stock rose by 5.05% to close at $7.49, with a trading volume of $12.4679 million [1] - After-hours trading saw a further increase of 0.4%, bringing the stock price to $7.519 [2] - The overall market was buoyed by a ceasefire agreement between Israel and Iran, with major indices rising over 1% [2] Group 2: Financial Performance - Lexin's Q1 2025 financial report showed total revenue of 3.1 billion yuan, with a GAAP net profit of 430 million yuan, reflecting a quarter-on-quarter growth of 18.6% and a year-on-year growth of 113.4% [3] - The company's take rate reached 1.58%, up from 1.31% in Q4 2024 and 0.66% in Q1 2024, indicating improved profitability [3] - Net profit margin increased from 9.9% in Q4 2024 to 13.9%, marking the highest level in three years [3] Group 3: Shareholder Returns and Analyst Ratings - Lexin announced an increase in its dividend payout ratio from 25% to 30% of net profit starting in the second half of the year [3] - Several major brokerages, including DBS and UBS, have raised their target prices for Lexin, with DBS estimating a fair value of $11 based on a projected P/E ratio of 6 times for FY 2025 [3] - The stock has previously fallen over 30% due to trade tensions, but analysts believe the current price does not fully reflect its growth potential [4] Group 4: Company Background - Lexin was established in August 2013 and is based in Shenzhen, China, focusing on connecting young consumers with new brands through its platforms [4] - The company went public on NASDAQ in December 2017 [4]