积金评级：料上半年MPF人均赚1.79万港元

Group 1 - The core viewpoint indicates that the Mandatory Provident Fund (MPF) experienced volatility in June but is expected to end the first half of 2025 strongly, with an estimated overall return of about 6.6% for the first half of the year, marking the best performance since 2019 [1][2] - As of June 20, the MPF is projected to record a monthly increase of approximately 0.8%, with a second-quarter return of about 3.81% and total investment gains of around HKD 111 billion for June, averaging HKD 2,300 per member [1] - The performance of Asian equity funds is leading the investment results for June and the second quarter, with estimated returns of 2.72% and 8.6% respectively, while Hong Kong and China equity funds are expected to achieve a return of 15.68%, the best performance for the first half since 2017 [1] Group 2 - The total assets of the MPF are expected to reach approximately HKD 1.4 trillion by the end of June, an increase of about HKD 143 billion from May, and a year-to-date increase of HKD 1,083 billion, setting a historical high since the MPF's inception [2] - The average account balance for MPF members is projected to be around HKD 291,900, reflecting an increase of HKD 3,000 from May and HKD 22,600 year-to-date [2] - The chairman of the MPF Rating indicated that geopolitical tensions and external factors have impacted MPF returns, yet the system has shown remarkable resilience, emphasizing the importance of continued investment and risk diversification for members [2]