中国人寿财险泰安市中心支公司推动“惠民保”更惠民

Core Viewpoint - "Hui Min Bao" serves as an effective supplementary insurance to basic medical insurance, contributing to a multi-tiered medical security system in China. The company has implemented various measures to enhance the coverage and service quality of "Hui Min Bao," resulting in a steady increase in the number of insured individuals and sustainable business development [1][2]. Group 1 - The company has organized insurance for 73,100 people this year, representing a year-on-year increase of 17% [1]. - The premium income reached 12.02 million yuan, with a year-on-year growth of 21.3% [1]. - The market share of "Hui Min Bao" has increased to 22.36%, up by 4.1 percentage points year-on-year [1]. Group 2 - The "Hui Min Bao" program has been operational since 2021, with over 2.12 million people covered and total compensation exceeding 200 million yuan over five years [1]. - The company is addressing common issues such as declining renewal rates and insufficient customer expansion by upgrading the insurance plan based on extensive research and public feedback [2]. - The 2024 plan includes a one-stop settlement system, lower deductible standards, expanded network of hospitals and pharmacies, and enhanced reimbursement processes for outpatient medications [2]. Group 3 - A new internet outpatient service has been introduced, allowing insured users to pay only 30 yuan for up to 6,000 yuan in reimbursement for online consultations and medications [2]. - A special premium of 10 yuan has been introduced for low-income individuals, maintaining the same reimbursement ratio to enhance the program's inclusivity [2]. - The company aims to strengthen public awareness and increase participation in "Hui Min Bao" to address social risk management and improve community resilience [2].