湖北洪湖农商银行“富渔贷”养出“富民虾”

Core Viewpoint - The article highlights the efforts of Honghu Rural Commercial Bank in supporting the local aquaculture industry through innovative financial services, particularly the "Fuyudai" loan product, which has become a financial engine for the development of the local crayfish industry [1][2]. Group 1: Financial Product and Services - The "Fuyudai" loan product has been actively promoted by Honghu Rural Commercial Bank, serving as a key driver for the local crayfish industry and contributing to income growth for local farmers [1]. - The bank employs a dual approach of online and offline marketing strategies to enhance the visibility and understanding of the "Fuyudai" product among aquaculture farmers [1]. - As of now, the bank has issued a total of 790 million yuan in agricultural loans, supporting over 3,300 farmers and ensuring precise financial support for the local specialty industry [2]. Group 2: Operational Efficiency - Honghu Rural Commercial Bank has established a "green channel" for loans, implementing a streamlined process that reduces loan processing time to within three days [2]. - The bank has also set up a post-loan tracking service, requiring customer managers to regularly follow up on the use of funds and the effectiveness of aquaculture operations, providing additional market information and technical consulting services [2]. Group 3: Future Plans - The bank plans to continue deepening its financial service innovations to provide funding support for more agricultural operators in the future [3].