招商银行行长王良：以转型创新应对低利率挑战

Core Viewpoint - The president of China Merchants Bank, Wang Liang, analyzed the challenges and opportunities facing the banking industry in the current low interest rate environment and shared the bank's transformation strategies and future development plans [1] Group 1: Industry Challenges - The banking industry is experiencing pressure on profitability due to the prevailing low interest and low spread environment [1] - There is a strong demand from entities such as real enterprises for reduced financing costs, making it difficult for banks to return net interest margins above 2% in the short term [1]