Zhong Guo Jin Rong Xin Xi Wang·2025-06-25 11:53Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Yulin Branch is actively implementing financial support policies for small and micro enterprises, focusing on innovative inclusive financial services to promote the development of individual businesses [1][2] Group 1: Financial Support and Product Innovation - As of May 2025, the loan balance for inclusive individual businesses at ICBC Yulin Branch exceeded 1.7 billion yuan, demonstrating its role as a financial engine in supporting the real economy and improving people's livelihoods [1] - The bank has launched a series of innovative financial products tailored to the actual needs of individual businesses, including "New Generation Business Quick Loan," "Chain Group Transaction E-Loan," and "Agricultural E-Loan," among others, to broaden financing channels [1] - The bank has successfully expanded its coverage to 31 key industry clusters, including traditional Chinese medicine and local agricultural markets, to meet the funding needs of individual businesses for production and expansion [1] Group 2: Outreach and Service Enhancement - The bank has implemented a "thousand enterprises and ten thousand households" outreach initiative, visiting over 2,400 individual businesses to promote inclusive financial policies and products [2] - Since the coordination mechanism was established, the bank has issued loans exceeding 1.5 billion yuan to support individual businesses [2] - The bank has optimized the loan renewal process by combining online and offline services, significantly shortening the financing cycle and ensuring continued support for businesses facing difficulties [2]