浙江力诺: 对外担保管理办法（2025年6月）

General Principles - The company establishes a management method for external guarantees to regulate its guarantee behavior, protect investors' rights, and ensure financial safety [1][2] - External guarantees must be approved by the board of directors or shareholders' meeting [2][4] Scope of Application - The management method applies to the company and its wholly-owned and controlling subsidiaries [2] - Controlling subsidiaries cannot provide external guarantees without company approval [2] Guarantee Conditions - External guarantees are limited to independent legal entities with strong repayment capabilities [8] - The company must conduct credit assessments of the guaranteed parties [8][9] Approval Process - The finance department and the board secretary's office are responsible for handling external guarantee applications [12] - The board of directors must approve guarantees exceeding 10% of the company's latest audited net assets [18] Information Disclosure - The company must disclose information regarding external guarantees in accordance with the Securities Law and relevant regulations [25] - Disclosure includes total external guarantees and their proportion to the latest audited net assets [25][26] Contract Review and Signing - External guarantees must be in written form and approved by the board or shareholders [28][29] - The finance department must review the guarantee contracts for compliance and potential risks [29] Risk Management - The board must investigate the financial status and credit of the guaranteed parties before approving guarantees [34] - The finance department is responsible for monitoring the repayment status of guaranteed debts [43] Responsibilities of Personnel - All directors must regularly review financing and guarantee matters and bear joint responsibility for any violations [60] - Management personnel who exceed their authority in approving guarantees may face legal consequences [61]