太白湖新区“千企万户大走访”纾解小微企业融资难题

Core Viewpoint - The Taibai Lake New Area is actively promoting financial support for small and micro enterprises through a "thousand enterprises and ten thousand households" outreach initiative, aiming to address financing challenges and enhance the local economy [1][3][6]. Group 1: Financial Outreach and Support - The initiative involves 41 departments and 9 banks forming specialized service teams to visit 3,229 small and micro enterprises and 9,455 individual businesses, identifying financing pain points and establishing dynamic management mechanisms for application and recommendation lists [1][3]. - As of May, the total credit granted reached 944 million yuan, with 809 million yuan disbursed to support local businesses [1][3]. - The "Golden Small Service Volunteer Team" has been instrumental in connecting businesses with appropriate financing products, resulting in rapid loan approvals, such as a 300,000 yuan loan approved in under a week for a local decoration company [2][3]. Group 2: Customized Financial Solutions - The Taibai Lake New Area has implemented a tailored approach to financing, with a focus on "one enterprise, one policy" to address specific needs of businesses facing financing difficulties [5][6]. - A mechanical company received a 10 million yuan credit line after a thorough assessment of its innovative product potential, demonstrating the effectiveness of collaborative efforts between local government and banks [5][6]. - The specialized teams have successfully customized financing solutions for over 30 enterprises, improving the efficiency of financing connections by 40% [6]. Group 3: Success Stories and Impact - A plastic products factory benefited from a closed-loop service that helped resolve legal issues, leading to a 400,000 yuan credit approval, showcasing the effectiveness of the outreach program [4]. - The initiative has resulted in a 20% year-on-year increase in sales for businesses like the decoration company, highlighting the positive impact of timely financial support [2].