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7月1日起沈阳住房公积金优化6项政策措施
news flash·2025-06-26 07:08

Core Viewpoint - The article discusses the approval of six housing provident fund policy measures by the Shenyang Housing Provident Fund Management Committee, effective from July 1, 2025, aimed at optimizing housing loan conditions and supporting homebuyers [1] Policy Measures Summary - The minimum down payment ratio for housing provident fund loans will remain at 15% until December 31, 2025, extending the policy initially set to start in November 2024 [1] - Flexible employment contributors, out-of-town contributors, and active military personnel can convert personal housing commercial loans that have been repaid for five years or more into housing provident fund loans, with this policy effective until December 31, 2026 [1] - The loan limit for purchasing newly recognized high-quality residential properties using housing provident fund loans can be increased to 1.4 times the current maximum loan amount [1] - The calculation of the loan amount for unit-contributing employees will change from an account balance multiple of 22 times to 25 times, with similar adjustments for flexible employment contributors [1] - The time limit for withdrawing housing provident fund to pay the down payment has been extended from June 30, 2025, to December 31, 2026, and the processing time has been extended from August 31, 2025, to February 28, 2027 [1] - Graduates from ordinary universities, vocational colleges, and technical schools in Shenyang from 2024 to 2026 who start employment or entrepreneurship within two years of graduation and contribute to housing provident fund and pension insurance for over six months will receive a subsidy of 500 yuan per person for account opening [1]