金融监管总局等两部门：发展地方优势特色农产品保险、适应小微企业需求的财产保险等

Core Viewpoint - The National Financial Supervision Administration and the People's Bank of China have jointly released an implementation plan aimed at promoting high-quality development of inclusive finance in the banking and insurance sectors, focusing on local agricultural insurance and insurance products tailored for small and micro enterprises [1] Group 1: Agricultural Insurance Development - The implementation plan emphasizes the need to develop local advantageous and characteristic agricultural product insurance, including farmland insurance, housing insurance for farmers, and agricultural machinery insurance [1] - A multi-tiered agricultural insurance product system is to be established to better serve the agricultural sector [1] Group 2: Insurance for Small and Micro Enterprises - The plan calls for the development and promotion of property insurance, liability insurance, and export credit insurance that cater to the needs of small and micro enterprises [1] - The objective is to enhance the risk prevention capabilities of small and micro enterprises in various aspects such as production operations, technological innovation, disaster response, cargo transportation, and exploring overseas markets [1]