民企供应链金融期待新跨越

Core Insights - The recent 2025 Lujiazui Forum has announced new high-level policies for opening up, further strengthening Shanghai's role as an international financial center, providing new opportunities for financial innovation and corporate financing [1] - A seminar on "Innovative Models and Frontier Exploration of Supply Chain Finance for China's Private SMEs Based on Banking 'Resource Endowment'" was held at Fudan University, highlighting the unique contributions of China's private SMEs to global finance [1] Group 1: Supply Chain Finance Evolution - Professor Chen Xiangfeng noted that since the 1960s, the development of Chinese enterprises has gone through three stages: "Manufacturing Dominance," "Channel Dominance," and "Cash Dominance," and has now entered the "Data Dominance" era since 2020 [3] - The focus of competition has evolved from material flow to information flow, and now to cash flow, marking the beginning of supply chain finance [3] - The current "Data Dominance" era emphasizes stability, security, high value, and sustainability in supply chain management, aligning with high-quality development concepts [3] Group 2: Digital Transformation and Policy Support - The digital transformation of supply chain finance is not just a technological upgrade but also a mission to return finance to its essence of serving the real economy [4] - The central government has emphasized addressing the financing difficulties faced by private SMEs, promoting high-quality development of inclusive finance [4] - A multinational research team led by Professor Peter Shi has developed an innovative supply chain finance model tailored for China's private SMEs, addressing structural issues in financing [4] Group 3: Technological Innovations and Research Achievements - The research team from Zandong Technology presented groundbreaking findings at the 51st International Conference on Computer and Industrial Engineering, winning the Best Paper Award [5] - This research has established a comprehensive academic framework for a supply chain finance model based on banking resource endowment, specifically designed for China's private SMEs [5] - Professor Chen praised the research and provided optimization suggestions while discussing potential future developments in the field [5] Group 4: Integration of Finance and Supply Chain Management - Supply chain finance encompasses both financial and supply chain management aspects, facilitating value creation and promoting the development of the real economy [7] - The need for deep integration between the real economy and digital economy is emphasized, along with the importance of combining production and finance [7] - The concept of "Air Bank" proposed by Zandong Technology has sparked discussions on the future of supply chain finance [7] Group 5: Future Trends and Strategic Implications - The financial service system is undergoing structural changes, with future supply chain finance services expected to converge on a "super interface" that links supply and demand [8] - Zandong Technology's dual-driven innovation platform aims to achieve breakthroughs in both technological innovation and business models, promoting a new path for "industry × finance" [9] - The systemic reshaping of supply chain finance will enhance regional economic integration and establish China's competitive advantage in digital supply chain finance [12]