两部门发文明确未来五年银行业保险业普惠金融发展要求

Group 1 - The core viewpoint of the implementation plan is to establish a high-quality comprehensive inclusive financial system within the next five years, with 16 specific measures proposed [1][2] - The plan emphasizes optimizing the inclusive financial service system by improving the multi-level, wide coverage, and differentiated inclusive financial institution system [1] - It aims to enhance financial services in rural areas, particularly in counties and villages, to strengthen the coverage and guarantee capabilities of basic financial services [1] Group 2 - In terms of improving the inclusive credit system, the plan calls for a refined inclusive credit management system, setting scientific regulatory goals, and enhancing evaluation mechanisms [1] - It highlights the need to improve credit service quality for small and micro enterprises, encouraging banks to maintain effective incremental credit supply [1] - The plan also stresses the importance of increasing credit support for the agricultural sector, poverty-stricken areas, specific groups, and private enterprises [1] Group 3 - Regarding the inclusive insurance system, the plan requires the promotion of specialized mechanisms within insurance companies and the expansion of inclusive insurance product offerings [2] - It aims to develop and promote insurance products tailored to the needs of small and micro enterprises, as well as enhance health, pension, accident, and life insurance for farmers [2] - The plan also emphasizes the need for strong regulatory policies for inclusive insurance and integrating the development of inclusive insurance into the regulatory evaluation system for insurance companies [2]