Nan Fang Du Shi Bao·2025-06-26 13:23Core Viewpoint - The article emphasizes the role of inclusive insurance as a vital component of inclusive finance, particularly in the context of China's push for high-quality development and the construction of the Guangdong-Hong Kong-Macao Greater Bay Area [2][5][13] Group 1: Development of Inclusive Insurance - China Life Insurance Company has been actively implementing the concept of "finance for the people," creating a multi-level medical insurance model known as the "Guangdong Model" to address public welfare challenges [2][4] - The company has established a comprehensive financial insurance service system that covers the entire life cycle, redefining the social value of inclusive insurance [4][5] - By the end of 2024, the major illness insurance will cover nearly 32 million residents across 8 cities, and the "惠民保" program has provided services to over 35 million people in 17 cities over the past three years [4] Group 2: Specific Initiatives and Programs - Various inclusive insurance brands have been launched, such as "穗岁康" in Guangzhou, which has insured over 14 million people and paid out over 2 billion yuan [6] - The "大爱无疆" project in Zhuhai has insured 590 million people, with a participation rate of 45.78% in 2024, leading the province in similar initiatives [6] - The "银龄安康行动" has served 92% of the elderly population in Guangdong, with total payouts reaching 2.3 billion yuan, benefiting 1.9 million people [7] Group 3: Focus on Vulnerable Groups - The company has launched initiatives like "托育无忧" for childcare institutions and "爱·童行" for vulnerable children, providing insurance coverage to ensure safety and health [6][7] - The "她健康 粤幸福" project focuses on women's health, providing free screenings and insurance for cancer, benefiting 600,000 women with a total coverage of 6 billion yuan [9] Group 4: Rural Revitalization and Community Support - The "绿丝带" initiative aims to integrate financial services with rural revitalization, providing insurance coverage to key demographics and enhancing community support [10][11] - Over the past three years, the company has donated to 130 projects, reaching over 4.3 million people with a total coverage amount of 240 billion yuan [11] Group 5: Technological Innovation in Services - The company has made significant advancements in digital transformation, achieving a 100% electronic rate for personal business and implementing a fully automated claims process [12] - A digital management platform covering 25,000 villages has been established, enhancing service efficiency and customer experience [12] Group 6: Future Goals and Commitment - The company aims to continue its journey towards inclusive finance, focusing on product innovation and service upgrades to meet the needs of the population [13]