Nan Fang Du Shi Bao·2025-06-26 13:44Core Viewpoint - The 14th China (Guangzhou) International Financial Trading Expo highlighted the collaborative efforts of CITIC Bank's Guangzhou branch and its subsidiaries to support high-quality development in Guangdong, showcasing innovative financial solutions and partnerships [2][4]. Group 1: Collaborative Initiatives - CITIC Bank Guangzhou branch, in collaboration with 11 subsidiaries, participated in the expo under the theme "Empowering a Better Life, Stimulating Innovative Momentum" [2]. - The branch signed two project agreements during the expo, including a partnership with the Guangdong United Property Rights Exchange Center [2]. - The branch received recognition for its "Rural Household Photovoltaic Financing Scenario" as part of the Inclusive Finance Empowerment initiative [2]. Group 2: Financial Innovation and Support - The bank has established a complete cycle of "Industry Insight - Financial Innovation - Ecological Collaboration," achieving over 95% coverage of national "specialized, refined, distinctive, and innovative" enterprises [5]. - The bank developed a "Six Special Mechanism" to address the financing challenges of technology enterprises, exemplified by a quick approval of a 20 million yuan loan for a leading biopharmaceutical company [5]. - The bank's innovative "Technology Credit Score Loan" model transforms innovation metrics into credit limits, shifting the focus from traditional asset-based assessments to future potential [5]. Group 3: Strategic Agreements and Services - CITIC Bank led a strategic agreement with seven member units of CITIC Group and the Guangzhou Development Zone Management Committee to create a comprehensive service ecosystem [6]. - The "G-B-C" model aims to provide integrated services for government, technology enterprises, and entrepreneurs, enhancing regional development [6]. Group 4: Global Integration and Cross-Border Services - The bank supports Chinese enterprises in global integration, providing tailored financial solutions for cross-border operations, including a comprehensive package for a Singaporean environmental technology firm [8]. - As of 2024, the bank's cross-border merger and acquisition business reached 9.57 billion yuan, with over 1,130 FT accounts opened and more than 52 billion yuan in FT loans issued [8]. Group 5: Inclusive Finance and Consumer Services - The bank has opened 178,000 personal pension accounts and developed a "Six Ones" service system for elderly financial planning, enhancing services for senior clients [9]. - The bank promotes consumption upgrades through innovative credit products and partnerships with local brands, facilitating quick credit approvals [9]. - In housing finance, the bank simplifies loan processes and collaborates with developers to provide comprehensive home purchase financial services [9]. Group 6: Support for Small and Micro Enterprises - The bank has implemented a long-term mechanism to support small and micro enterprises, providing over 13 billion yuan in inclusive loans to more than 7,000 businesses [10]. - The bank emphasizes the importance of connecting internal and external resources to contribute to Guangdong's modernization efforts [10].