FirstCash Holdings, Inc. (FCFS) Soars to 52-Week High, Time to Cash Out?

Company Performance - FirstCash Holdings (FCFS) shares have increased by 6.2% over the past month, reaching a new 52-week high of $135.64 [1] - Year-to-date, FirstCash has gained 29.8%, outperforming the Zacks Business Services sector's 0.9% and the Zacks Financial Transaction Services industry's 2.6% [1] Earnings and Revenue - FirstCash has a strong record of positive earnings surprises, not missing earnings consensus estimates in the last four quarters [2] - In the latest earnings report on April 24, 2025, FirstCash reported EPS of $2.07, exceeding the consensus estimate of $1.75, but missed the revenue estimate by 0.64% [2] - For the current fiscal year, FirstCash is expected to post earnings of $7.86 per share on revenues of $3.38 billion, reflecting a 17.31% change in EPS and a -0.2% change in revenues [3] - For the next fiscal year, earnings are projected to be $9.31 per share on revenues of $3.56 billion, indicating a year-over-year change of 18.35% in EPS and 5.18% in revenues [3] Valuation Metrics - FirstCash has a Value Score of B, a Growth Score of A, and a Momentum Score of F, resulting in a combined VGM Score of A [6] - The stock currently trades at 17.1X current fiscal year EPS estimates, which is a premium to the peer industry average of 16.1X [6] - On a trailing cash flow basis, FirstCash trades at 7.5X compared to its peer group's average of 11.7X [6] Zacks Rank - FirstCash holds a Zacks Rank of 2 (Buy) due to a solid earnings estimate revision trend [7] - The company meets the criteria for investors looking for stocks with Zacks Rank of 1 (Strong Buy) or 2 (Buy) and Style Scores of A or B, suggesting potential for further gains [7] Industry Comparison - The Financial Transaction Services industry is in the top 22% of all industries, indicating favorable conditions for both FCFS and its peers [10] - Green Dot Corporation (GDOT), a peer in the industry, has a Zacks Rank of 1 (Strong Buy) and has shown strong earnings performance, beating consensus estimates by 51.43% [8][9]