进一步完善信用修复制度 这份文件作出新部署

Core Viewpoint - The implementation plan for improving the credit repair system in China aims to enhance the efficiency and convenience of credit restoration for credit subjects, addressing issues of fragmentation and inconsistency in the current system [1][2]. Group 1: Unified Publicity and Standards - The plan establishes a unified public information platform, "Credit China," to centralize various public credit information and resolve previous inconsistencies in publicity rules across different departments and regions [1][2]. - It categorizes dishonest information into three levels: "minor, general, and serious," with differentiated publicity periods for each level, allowing credit subjects to apply for credit repair only after the minimum publicity period has expired [2]. Group 2: Simplification and Responsiveness - The plan simplifies the application materials for credit repair and sets clear processing deadlines, requiring "Credit China" to respond to repair applications within 10 working days [3]. - It enhances the convenience for credit subjects to raise objections regarding the publicity content, duration, and repair results through "Credit China" or relevant industry authorities [3]. Group 3: Innovative Mechanisms for Specific Cases - A "green channel" mechanism is established for bankrupt restructured enterprises, allowing them to temporarily shield dishonest information and update credit evaluations based on court rulings [4]. - This design aims to eliminate obstacles caused by punitive measures for dishonest behavior, facilitating smoother bankruptcy restructuring and enabling enterprises to operate normally and access financing [5]. Group 4: Comprehensive Policy Measures - The implementation plan is characterized by a problem-oriented and goal-oriented approach, introducing targeted policies to address the pain points and challenges in credit repair, thereby providing a solid institutional guarantee for a unified credit repair system [5].