全国首个海事金融服务平台上线以来授信超5亿元

Core Insights - The Zhejiang Maritime Financial Service Platform, the first of its kind in the country, was launched on June 17 in Hangzhou, facilitating maritime financing and enhancing credit assessment for shipping companies [1][3] - As of now, 13 vessels and 11 shipping companies have utilized the platform, resulting in a total credit amount exceeding 500 million yuan and a guarantee debt amount of 335 million yuan, showing significant growth compared to the same period last year [1] Group 1 - The platform was developed by the Zhejiang Maritime Bureau and aims to integrate safety inspection data, accident information, and technical status of vessels to create a maritime credit data system for shipping companies [1][3] - Financial institutions can access comprehensive maritime information, including mortgage status and historical violations, once authorized by the shipping companies, making vessels more visible and manageable as assets [1] Group 2 - The platform has enabled banks to provide better financing terms, as demonstrated by a loan of 7.99 million yuan offered to Zhejiang Jiade Ship Management Co., which included a 50 basis points reduction in interest rates due to the platform's data support [2] - The platform has significantly reduced the approval time for loans from weeks to days by eliminating complex manual assessments, thus improving efficiency in the registration of mortgage rights for vessels [3] Group 3 - Future plans for the platform include optimizing its functionalities and gradually expanding its services to more financial institutions and shipping companies, contributing to the high-quality development of maritime finance in Zhejiang [3]