两部门明确未来5年普惠金融发展“任务书”

Group 1 - The core viewpoint of the news is the release of the "Implementation Plan for High-Quality Development of Inclusive Finance in the Banking and Insurance Industries," which aims to establish a high-quality comprehensive inclusive financial system over the next five years [1] - The plan emphasizes three key tasks: optimizing the inclusive financial service system, enhancing the inclusive credit system, and strengthening the inclusive insurance system [1] - In terms of inclusive credit, the plan outlines the need to improve the management system, enhance credit services for small and micro enterprises, and increase credit support for agriculture and poverty alleviation areas [1][2] Group 2 - The plan highlights the importance of increasing credit resource input and providing specialized credit services, particularly for private enterprises with good credit and growth potential [2] - As of the end of April, the balance of inclusive small and micro loans reached 34.3 trillion yuan, reflecting a year-on-year growth of 11.9%, which is higher than the growth rate of other loans [2] - The plan also stresses the establishment of a comprehensive inclusive financial system that includes inclusive financial services, inclusive credit, and inclusive insurance [2] Group 3 - The plan calls for organizational coordination, team building, and digital empowerment to ensure the successful implementation of its tasks [3] - Financial management departments are urged to enhance risk monitoring and prevention capabilities, guiding banks and insurance institutions to increase support in weak areas of inclusive finance [3] - The use of technologies such as cloud computing, big data, and artificial intelligence is encouraged to optimize service models and reduce costs [3]