银行理财估值整改“年中考”

Core Viewpoint - The valuation rectification of bank wealth management is approaching its mid-year assessment, with multiple banks steadily advancing their rectification plans to switch valuation methods by the end of June and complete the process by the end of 2025 [1] Group 1: Valuation Rectification Process - Several bank wealth management companies are working to complete their semi-annual rectification plans by the end of June [1] - The rectification aims to shift from previous practices of "making up for losses" and self-built models to a more transparent management approach [1] - Post-rectification, wealth management products will require "penetrating" management, allowing investors to directly face net value fluctuations [1] Group 2: Industry Recommendations - Industry experts suggest that bank wealth management companies can enhance asset portfolio efficiency and dynamically adjust allocations to better manage net value volatility [1] - These strategies are aimed at increasing returns for investors despite the anticipated fluctuations in net value [1]