《关于进一步完善信用修复制度的实施方案》发布

Core Viewpoint - The State Council has issued an implementation plan to enhance the credit repair system, aiming to create a more efficient and fair social credit framework for entities with credit issues [1]. Group 1: Implementation Details - The plan establishes a unified credit information disclosure platform, consolidating all public credit information on the "Credit China" website to avoid confusion from multiple disclosures [2]. - It categorizes dishonesty information into three levels: "minor, general, and serious," with differentiated disclosure periods ranging from a maximum of 3 months for minor issues to 1-3 years for serious ones [2]. - The plan simplifies the application process for credit repair, allowing various channels for submission, including online applications through "Credit China" and in-person assistance at local government service centers [2]. Group 2: Special Considerations - Special provisions are made for specific groups, such as companies undergoing bankruptcy restructuring, allowing temporary shielding of dishonesty information and updating credit evaluations to support their operations [3]. - The plan emphasizes the regulation of credit reporting agencies, mandating that any repaired information must align with the "Credit China" website and establishing a sharing mechanism to combat illegal information deletion [3]. Group 3: Future Outlook - The implementation of this plan is seen as a significant step towards improving the social credit system, with the goal of providing fairer and more accessible repair channels for entities, thereby stimulating market vitality and boosting development confidence [3]. - Over the next five years, the establishment of a high-quality, inclusive financial system is expected to create a more resilient credit environment benefiting a broader range of social entities [3].