Jiang Nan Shi Bao·2025-06-27 02:54Core Viewpoint - Postal Savings Bank of China is promoting a "Sunshine Credit" culture to enhance transparency and fairness in financing for small and medium-sized enterprises, individual businesses, and personal borrowers, thereby supporting high-quality development of the local real economy [1][2] Group 1: Sunshine Credit Initiative - The initiative aims to create a culture characterized by openness, honesty, compliance with laws, and effective supervision, which will foster a more equitable financing environment [1] - The bank is conducting educational activities on "Sunshine Credit" that include moral standards, compliance, and warnings against illegal lending practices [1][2] - Various promotional materials and channels have been established to educate consumers about "Sunshine Credit" and its associated loan policies [1] Group 2: Risk Management and Compliance - The bank is focusing on risk control and compliance, addressing illegal and unethical behaviors to prevent fraud and moral hazards [2] - Internal management mechanisms and business processes are being optimized to ensure transparent and compliant credit services are provided to the public [2] - The bank plans to expand the "Sunshine Credit" initiative to cover all branches, reinforcing its commitment to serving the real economy [2]