Xin Hua She·2025-06-27 07:32Core Viewpoint - The article highlights the innovative financial support provided by Postal Savings Bank to the traditional tea industry in Ya'an, Sichuan, which is crucial for the preservation and development of the local tea culture and economy [1][3]. Group 1: Industry Overview - The South Road Border Tea, produced in Ya'an, Sichuan, is a traditional tea specifically supplied to Tibet, Qinghai, and parts of Sichuan, known for its cultural significance among the Tibetan community [1]. - The tea industry in Ya'an has faced challenges such as high raw material procurement costs, long production cycles, and seasonal funding demands, which have hindered the growth and innovation of local tea enterprises [1][3]. Group 2: Financial Innovation - Postal Savings Bank's Ya'an branch identified the financing pain points of traditional tea companies, such as the difficulty in mobilizing fixed assets and the lack of effective collateral [3]. - The bank implemented a financial innovation strategy by utilizing "Internet + Big Data" to create tailored credit loan products for tea enterprises, allowing for efficient loan approval without the need for strong collateral [3][5]. - The bank successfully provided over 10 million yuan in loans to four core tea enterprises in Ya'an, significantly impacting the upstream tea planting cooperatives and downstream sales networks [3][5]. Group 3: Impact on Local Economy - The financial support from Postal Savings Bank has enabled tea companies to focus on quality production and skill transmission, fostering the growth of training centers for new generations of tea artisans [5]. - The integration of financial services with cultural tourism has positively influenced the overall development of the Ya'an tea industry, contributing to increased annual output value and local farmers' income [5][6].