北京市银行业协会：新发放汽车贷款利率较此前普遍呈现下降趋势

Core Viewpoint - The Beijing Banking Association has reported a general decline in the interest rates for newly issued auto loans, aimed at reducing consumer financing costs and stimulating the auto consumption market [1] Group 1: Industry Actions - Under the guidance of the Beijing Financial Regulatory Bureau, the Beijing Banking Association has released a self-regulatory convention for auto consumer finance, promoting lower financing costs and a more orderly market [1] - Various commercial banks in Beijing have actively responded to the self-regulatory call, focusing on reducing interest rates for personal first-hand car loans and credit card auto installment products [1] Group 2: Impact on Consumers - The adjustments made by banks have led to a decrease in the monthly payment burden for consumers, enhancing the accessibility and attractiveness of purchasing vehicles [1] - Many banks have quickly completed internal system adjustments and pricing reviews, resulting in a widespread decline in the interest rates for newly issued auto loans [1]