Core Viewpoint - Weihai Bank is actively promoting green finance development, aligning with national strategies for low-carbon and high-quality growth, and has established a comprehensive green financial product system to support the real economy and green transformation [1][2]. Group 1: Green Financial Development - Since 2018, Weihai Bank has built a "1+3+5+N" green product system and issued 7 billion yuan in green financial bonds, with green loan balance reaching 51.513 billion yuan as of May 2025, a 38.19% increase from the beginning of the year [1][2]. - The bank has received multiple accolades, including being recognized as an advanced collective in green low-carbon high-quality development in Weihai City for two consecutive years [1]. Group 2: Strategic Initiatives - The bank has integrated green finance into its overall strategy by establishing a Green Finance Management Committee and launching a three-year action plan (2023-2025) [2]. - New innovative credit tools have been introduced, such as "Green Factory Loan" and "Technological Transformation Project Loan," with the former offering a 40 basis points reduction in loan FTP costs for green factory clients [2]. Group 3: Collaborative and Innovative Approaches - Weihai Bank has successfully implemented the first national marine sustainable development-linked loan and launched the "Green e-Chain" product to support core enterprises in green procurement [3]. - The bank has also introduced a carbon credit index insurance pledge loan for the fishery sector and a "Green Agricultural Loan" to provide low-cost financing for farmers, amounting to 440 million yuan in total support [3]. Group 4: Policy and Sustainability Focus - The bank has utilized central bank carbon reduction support tools to lower funding costs for green projects, with total project support amounting to 8.497 billion yuan as of May this year [3]. - Weihai Bank is the first urban commercial bank in Shandong Province to sign the United Nations Principles for Responsible Banking, emphasizing its commitment to sustainable development [3]. Group 5: Future Directions - The bank plans to continue enhancing its green financial services and contribute more significantly to the high-quality development of the real economy, focusing on market-oriented, professional, refined, and digital transformation [4].
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