Kingstone's Reinsurance Program: Why it is a Cornerstone of Growth

Key Takeaways KINS raised its catastrophe reinsurance limit by $160M to $440M for the 2025/2026 treaty period. The expanded protection increased costs by only 10%, lowering cat cover to 12% of projected premiums. Reinsurance supports premium growth, improved combined ratio and better capital efficiency at KINS.Kingstone Companies Inc.’s (KINS) homeowners and dwelling fire book in the storm-exposed Northeast makes risk transfer through reinsurance essential to its business strategy.  Per its 2025/2026 Cata ...