鼓起乡村振兴“钱袋子”

Core Viewpoint - The article emphasizes the need to innovate financing mechanisms for rural revitalization, aiming to enhance the efficiency of fiscal fund usage and open new channels for financial and social capital investment in agriculture and rural areas [1][2]. Group 1: Fiscal Investment - Fiscal input for rural revitalization has been consistently increasing, with a cumulative expenditure of 10.55 trillion yuan during the "13th Five-Year Plan" period, representing a 58% increase compared to the "12th Five-Year Plan" [1]. - From 2021 to 2024, the national general public budget for agricultural, forestry, and water expenditures has exceeded 9.37 trillion yuan [1]. Group 2: Financial Support - The balance of agricultural loans in both domestic and foreign currencies reached 51.36 trillion yuan in 2024, showing a year-on-year growth of 9.8%, which is 2.7 percentage points higher than the growth rate of all loans [1]. - The balance of operating loans for farmers increased from 5.99 trillion yuan in 2020 to 10.38 trillion yuan in 2024, with an average annual growth rate of 15% [1]. Group 3: Social Capital Participation - Nearly 30% of private enterprises are involved in the "Ten Thousand Enterprises Helping Ten Thousand Villages" initiative, focusing on employment support, developing specialty agriculture, and training rural talents [2]. - The article notes that due to the long cycle and high uncertainty of returns in agricultural projects, financial institutions and enterprises remain cautious about investing in rural areas [2]. Group 4: Improving Fund Utilization - There is a need to enhance the quality and efficiency of fiscal agricultural funds while maintaining steady growth in fund scale [3]. - The integration of various departmental agricultural funds, as demonstrated by Ningbo City, which consolidated 1.673 billion yuan for eight major enhancement tasks, shows significant effectiveness [3]. Group 5: Collaboration Among Stakeholders - The article advocates for strengthened collaboration among government, financial institutions, and enterprises to maximize the effectiveness of rural revitalization funding [4]. - Innovative models such as "government-bank cooperation" and "government-enterprise linkage" are encouraged to attract more financial resources to agriculture and rural areas [4].