空缺18个月后，“烟草系”银行迎来新掌门人，其资产总额超过1400亿元

Core Insights - The appointment of Hu Wenjian as the new Party Secretary and future Chairman of Hongta Bank marks the end of an 18-month vacancy in leadership, following the departure of former Chairman Li Guanglin due to legal issues [1][3][4] Company Overview - Hongta Bank, established on August 18, 2001, is a city commercial bank directly managed by the China Tobacco industry, focusing on the entire tobacco industry chain, including planting, production, sales, and consumption [1] - The bank's registered capital is 6.297 billion yuan, and its major shareholders include state-owned enterprises such as Yunnan Hehe Group and China Tobacco Yunnan Company [5][6] Leadership Background - Hu Wenjian has over 25 years of experience in the banking sector, primarily within Agricultural Bank of China, where he held various leadership roles [3] - The previous Chairman, Li Guanglin, faced serious legal charges, including bribery and illegal loan issuance, which led to his removal [4] Financial Performance - For the year ending 2024, Hongta Bank reported operating income of 2.16 billion yuan and net profit of 520 million yuan, reflecting year-on-year growth of 13.12% and 3.42%, respectively [7] - The bank's net interest margin was 1.09%, slightly improving from 1.04% in 2023 but still below the industry average [7] Asset Quality - As of the end of 2024, Hongta Bank's total assets amounted to 148.243 billion yuan, a decrease of approximately 5% from the previous year, primarily due to a reduction in bill assets and trading investments [8] - The non-performing loan (NPL) ratio increased to 1.39%, up from 0.96% at the end of 2022, indicating a downward trend in asset quality [8]